[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.cbnet.cz\/kazdy-potrebuje-penize\/#Article","mainEntityOfPage":"https:\/\/www.cbnet.cz\/kazdy-potrebuje-penize\/","headline":"Ka\u017ed\u00fd pot\u0159ebuje pen\u00edze","name":"Ka\u017ed\u00fd pot\u0159ebuje pen\u00edze","description":"Jestli jste se je\u0161t\u011b nikdy nepot\u00fdkali s finan\u010dn\u00edmi probl\u00e9my, bu\u010fte r\u00e1di. M\u016f\u017eete mi v\u011b\u0159it, \u017ee skute\u010dn\u011b nen\u00ed ani v nejmen\u0161\u00edm o co st\u00e1t. Chud\u00ed lid\u00e9 mohou m\u00edt radost toti\u017e jedin\u011b z toho, \u017ee je sotva n\u011bkdo okrade, kdy\u017e je nelze o pen\u00edze, kter\u00e9 nemaj\u00ed, p\u0159ipravit. A to je sp\u00ed\u0161e jenom...","datePublished":"2026-02-12","dateModified":"2026-02-12","author":{"@type":"Person","@id":"https:\/\/www.cbnet.cz\/author\/#Person","name":"","url":"https:\/\/www.cbnet.cz\/author\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/12ad8f0fd7cc61bb561b9b0d5c289f62?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/12ad8f0fd7cc61bb561b9b0d5c289f62?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"cbnet.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.cbnet.cz\/wp-content\/uploads\/pppppppppppppppppppppppppppppppp_10_10_10_5.jpg","url":"https:\/\/www.cbnet.cz\/wp-content\/uploads\/pppppppppppppppppppppppppppppppp_10_10_10_5.jpg","height":0,"width":0},"url":"https:\/\/www.cbnet.cz\/kazdy-potrebuje-penize\/","about":["Ekonomika"],"wordCount":426,"articleBody":"         Jestli jste se je\u0161t\u011b nikdy nepot\u00fdkali s finan\u010dn\u00edmi probl\u00e9my, bu\u010fte r\u00e1di. M\u016f\u017eete mi v\u011b\u0159it, \u017ee skute\u010dn\u011b nen\u00ed ani v nejmen\u0161\u00edm o co st\u00e1t. Chud\u00ed lid\u00e9 mohou m\u00edt radost toti\u017e jedin\u011b z toho, \u017ee je sotva n\u011bkdo okrade, kdy\u017e je nelze o pen\u00edze, kter\u00e9 nemaj\u00ed, p\u0159ipravit. A to je sp\u00ed\u0161e jenom \u010dern\u00fd humor. Ve skute\u010dnosti jsou na tom lid\u00e9 s m\u00e1lo pen\u011bzi nebo dokonce bez pen\u011bz hodn\u011b b\u00eddn\u011b. Nemaj\u00ed to, co si nemohou dovolit, a t\u00edm p\u00e1dem se jim neda\u0159\u00ed v b\u011b\u017en\u00e9m \u017eivot\u011b tak, jak by si to p\u0159edstavovali. A mohou leda tak sn\u00edt o tom, \u017ee to t\u0159eba jednoho dne bude lep\u0161\u00ed.A kdy\u017e je p\u0159estane i takov\u00e9 sn\u011bn\u00ed uspokojovat? Pak u\u017e to mohou vy\u0159e\u0161it snad leda t\u00edm, \u017ee si n\u011bkde vezmou p\u016fj\u010dku. D\u00edky kter\u00e9 se d\u00e1 p\u0159ij\u00edt k pen\u011bz\u016fm tak\u00e9. Nen\u00ed to sice \u0159e\u0161en\u00ed, kter\u00e9 by bylo napo\u0159\u00e1d a kter\u00e9 by bylo naprosto v\u00fdhodn\u00e9, ale n\u011bkdy je i vzet\u00ed si p\u016fj\u010dky dobr\u00fd n\u00e1pad. Proto\u017ee je n\u011bkdy lep\u0161\u00ed platit za to, co je pot\u0159eba, p\u016fj\u010den\u00fdmi pen\u011bzi a pak se s poskytovatelem p\u016fj\u010dky \u010dasem vyrovnat, ne\u017e neplatit a str\u00e1dat nebo d\u011blat dluhy vedouc\u00ed nakonec t\u0159eba i k exekuc\u00edm.Nen\u00ed nic divn\u00e9ho, kdy\u017e potk\u00e1me lidi, kte\u0159\u00ed se o p\u016fj\u010dky zaj\u00edmaj\u00ed a uch\u00e1zej\u00ed. Ale zrovna tak u\u017e dnes leckoho nep\u0159ekvap\u00ed, kdy\u017e se takov\u00fdm lidem nedostane vytou\u017een\u00e9 pomoci. P\u016fj\u010dky jsou toti\u017e v\u017edycky do jist\u00e9 m\u00edry nejist\u00e9. Poskytuj\u00ed se toti\u017e jenom lidem, kte\u0159\u00ed je dok\u00e1\u017eou i splatit. A finan\u010dn\u00ed \u00fastavy se cht\u011bj\u00ed zpravidla o schopnosti \u017eadatel\u016f spl\u00e1cet p\u0159edem ujistit. Tak\u017ee se mus\u00ed spl\u0148ovat podm\u00ednky, kter\u00e9 lid\u00e9 s nedostatkem pen\u011bz splnit nedok\u00e1\u017eou. A pak odch\u00e1zej\u00ed s pr\u00e1zdnou.A kdy\u017e n\u011bkdo m\u00e1lo vyd\u011bl\u00e1v\u00e1, m\u00e1 z\u00e1znamy v registrech dlu\u017en\u00edk\u016f, ale p\u0159esto p\u016fj\u010dku pot\u0159ebuje? Pak je nejlep\u0161\u00ed, kdy\u017e doty\u010dn\u00fd po\u017e\u00e1d\u00e1 o nebankovn\u00ed hypot\u00e9ku. Pokud m\u00e1 toti\u017e aspo\u0148 nemovitost, kterou by ru\u010dil, je pr\u00e1v\u011b nebankovn\u00ed hypot\u00e9ka tou nejspr\u00e1vn\u011bj\u0161\u00ed volbou. Proto\u017ee je nemovitost jako z\u00e1ruka dostate\u010dn\u00e1 a nebankovn\u00ed spole\u010dnost za takovou z\u00e1stavu pen\u00edze ochotn\u011b poskytne.                                                                                                                                                                                                                                                                                                                                                                                                  "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"Ka\u017ed\u00fd pot\u0159ebuje pen\u00edze","item":"https:\/\/www.cbnet.cz\/kazdy-potrebuje-penize\/#breadcrumbitem"}]}]