[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.cbnet.cz\/bez-penez-se-nikdo-neobejde\/#Article","mainEntityOfPage":"https:\/\/www.cbnet.cz\/bez-penez-se-nikdo-neobejde\/","headline":"Bez pen\u011bz se nikdo neobejde","name":"Bez pen\u011bz se nikdo neobejde","description":"St\u00e1v\u00e1 se, \u017ee si soukrom\u00ed podnikatel\u00e9 n\u011bkdy nep\u0159ijdou na takov\u00e9 pen\u00edze, jak\u00e9 by pot\u0159ebovali. Nen\u00ed to samoz\u0159ejm\u011b ani trochu \u017e\u00e1douc\u00ed, ale realita je prost\u011b takov\u00e1. N\u011bkdy podnikatel\u00e9 v\u011bnuj\u00ed sv\u00e9 \u010dinnosti \u010das, energii a pen\u00edze, ale to nevede k zisku, k jak\u00e9mu by to podle jejich z\u00e1m\u011br\u016f m\u011blo v\u00e9st. A kdy\u017e...","datePublished":"2026-02-17","dateModified":"2026-02-17","author":{"@type":"Person","@id":"https:\/\/www.cbnet.cz\/author\/#Person","name":"","url":"https:\/\/www.cbnet.cz\/author\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/12ad8f0fd7cc61bb561b9b0d5c289f62?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/12ad8f0fd7cc61bb561b9b0d5c289f62?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"cbnet.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.cbnet.cz\/wp-content\/uploads\/pppppppppppppppppppppppppppppppppppppppp_10_10_5.jpg","url":"https:\/\/www.cbnet.cz\/wp-content\/uploads\/pppppppppppppppppppppppppppppppppppppppp_10_10_5.jpg","height":0,"width":0},"url":"https:\/\/www.cbnet.cz\/bez-penez-se-nikdo-neobejde\/","about":["Ekonomika"],"wordCount":410,"articleBody":"        St\u00e1v\u00e1 se, \u017ee si soukrom\u00ed podnikatel\u00e9 n\u011bkdy nep\u0159ijdou na takov\u00e9 pen\u00edze, jak\u00e9 by pot\u0159ebovali. Nen\u00ed to samoz\u0159ejm\u011b ani trochu \u017e\u00e1douc\u00ed, ale realita je prost\u011b takov\u00e1. N\u011bkdy podnikatel\u00e9 v\u011bnuj\u00ed sv\u00e9 \u010dinnosti \u010das, energii a pen\u00edze, ale to nevede k zisku, k jak\u00e9mu by to podle jejich z\u00e1m\u011br\u016f m\u011blo v\u00e9st. A kdy\u017e se vyvine situace takto nep\u0159\u00edzniv\u00fdm zp\u016fsobem, je zle. Proto\u017ee bez zisk\u016f nem\u00e1 smysl v podnik\u00e1n\u00ed pokra\u010dovat a ani to dost dob\u0159e nejde. Vyd\u011bl\u00e1vat se tu mus\u00ed, a to dost.Co si maj\u00ed ale soukromn\u00edci po\u010d\u00edt, kdy\u017e podnikaj\u00ed, ale nevypl\u00e1c\u00ed se jim to? V z\u00e1sad\u011b mohou ud\u011blat jenom dv\u011b v\u011bci. Mohou s takovou prac\u00ed skon\u010dit, nebo se mohou pokusit podnik\u00e1n\u00ed zachr\u00e1nit. A kdy\u017e by to \u0161lo zachr\u00e1nit, ale byly by k tomu pot\u0159eba n\u011bjak\u00e9 pen\u00edze, kter\u00e9 pr\u00e1v\u011b sch\u00e1zej\u00ed? Pak se m\u016f\u017ee hodit t\u0159eba i n\u011bjak\u00e1 p\u016fj\u010dka.Ale vid\u011bli jste u\u017e n\u011bkde finan\u010dn\u00ed \u00fastav, kter\u00fd by podnikatel\u016fm p\u016fj\u010doval jenom takzvan\u011b nebo doslova na \u010destn\u00e9 slovo? Nevid\u011bli, \u017ee? Nemohli jste takov\u00fd finan\u010dn\u00ed \u00fastav vid\u011bt, proto\u017ee neexistuje. Dnes u\u017e nen\u00ed nikdo tak bl\u00e1hov\u00fd, aby p\u016fj\u010doval podnikatel\u016fm s probl\u00e9my sv\u00e9 pen\u00edze jenom tak. To d\u011blaj\u00ed leda tak ti, kdo nab\u00edzej\u00ed pochybn\u00e9 a hodn\u011b p\u0159era\u017een\u00e9 kr\u00e1tkodob\u00e9 p\u016fj\u010dky. A u t\u011bch si rozumn\u00ed podnikatel\u00e9 nep\u016fj\u010duj\u00ed, proto\u017ee to je ne\u00fam\u011brn\u00fd hazard.Solidn\u00ed poskytovatel\u00e9 v\u00fdhodn\u00fdch p\u016fj\u010dek pot\u0159ebuj\u00ed z\u00e1ruky, \u017ee dostanou sv\u00e9 pen\u00edze zp\u00e1tky. A proto se vy\u017eaduje ur\u010dit\u00e9 ru\u010den\u00ed. Kter\u00e9 ale podnikatel\u00e9 v nesn\u00e1z\u00edch \u010dasto nedok\u00e1\u017eou nab\u00eddnout. A tak soukromn\u00edci hledaj\u00ed n\u011bkdy i celou v\u011b\u010dnost n\u011bjakou p\u016fj\u010dku, u kter\u00e9 by dok\u00e1zali usp\u011bt. A nakonec se jim to \u010dasto poda\u0159\u00ed jenom u nebankovn\u00ed hypot\u00e9ky. Proto\u017ee ta nes\u00e1z\u00ed jenom na podnikatele s velk\u00fdmi p\u0159\u00edjmy a \u010dist\u00fdmi registry dlu\u017en\u00edk\u016f. U nebankovn\u00ed hypot\u00e9ky fahd.cz jde krom\u011b schopnosti spl\u00e1cet jen o to, zda za ni lze ru\u010dit nemovitost\u00ed. A ti podnikatel\u00e9, kte\u0159\u00ed tak mohou u\u010dinit, ji tedy dostanou n\u00e1ramn\u011b snadno. A v\u00fdhodn\u011b sou\u010dasn\u011b.                                                                                                                                                                                                                                                                                                                                                                                                  "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"Bez pen\u011bz se nikdo neobejde","item":"https:\/\/www.cbnet.cz\/bez-penez-se-nikdo-neobejde\/#breadcrumbitem"}]}]